Why Long Term Care?
Protection of your assets. Occupational therapists, physical therapists, speech therapists, nurses, etc., may all be needed. Full-time long-term care assistance can approach $6,000 – $10,000 per month, and possibly more if medical care is required. We offer a customized approach to your needs and affordability.
Key elements of Long term care include:
Freedom of Choice
Where you want your care to be (at home or a center)
Whether you wish to have coverage for all care or a portion of it.
Quality level of care
Long Term care reduces the financial strain and psychological stress from your family and allows you to enjoy your independence & afford quality care.
Why Life Insurance?
There are many reasons why people purchase life insurance. We can help find the right policy for your needs!
Key elements of Life Insurance include:
Tax Free Benefit to your loved ones and/or Favorite Charities.
Access to Tax-Free Income to supplement your retirement
Cash Value
An Indexed Universal Life can offer:
link to a Market Index
protection from the market downside with a zero percentage (0%) floor.
Access to funds for specific Long-Term Care or Chronic Illness needs.
Debt or Income replacement
Life insurance benefits can help replace your income if you pass away. Your beneficiaries can use the money to help cover essential expenses and even Final Expenses